Remodel or Refinance?

Let’s see. Do I want to refinance now or wait until I finish with my home improvements? Or do I go ahead and get a construction loan, complete my addition, then refinance both my mortgages when the addition is complete? Do I need the value...

First Time Renters?

Moving to your own place? If you’re renting for the first time follow Shelter’s top tips to avoid the common pitfalls. Be sure it’s safe Check the gas safety certificate before you move in. You should also make sure you’re happy with the...

Factors For Homebuyers

As a first-time buyer, there is much to consider. Here we have a look at some of the factors that may influence your decision, including: good school systems, tax breaks, reasonable housing, reasonable living costs and low crime rates. Good...

Top 3 Mortgage Mistakes

During the 2007-2009 financial crisis, the United States economy crumbled because of a problem with mortgage foreclosures. Borrowers all over the nation had trouble paying their mortgages. At the time, eight out of 10 borrowers were trying to...

What’s FHA Home Loans

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender. FHA insured loans are a type of federal assistance and have historically allowed lower income Americans...

First-Time Home Buyers

As a first-time buyer, there is much to consider. Here we have a look at some of the factors that may influence your decision, including: good school systems, tax breaks, reasonable housing, reasonable living costs and low crime rates. Good...

Understanding FHA Home Loans

Because of lower down payment requirements and less stringent lending standards, FHA loans are popular with mortgage borrowers. Simply stated, an FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the...

To Rent Or Buy? Finance Issues

Owning your own home is a huge commitment, not just to the building you buy and the area you choose to live in, but also to your life (and to another person if you are buying with a loved one or friend). There are many benefits to home ownership...

Building Your Wish-list

There’s a difference between what you need and what you want. We all need a place to eat, sleep and call home, but when the time comes to buy that place, there’s a lot to consider. In a dream world we could envision our perfect home and magically...

Mortgage Rules to Follow

Whether this is your first home or fourth, really understanding your mortgage and how it works is crucial. After all, it’ll probably be the biggest loan of your life! What Is A Mortgage? In the most basic sense a mortgage is a loan to buy a...

The World of Real Estate Markets

Real estate is “property consisting of land and the buildings on it, along with its natural resources such as crops, minerals, or water; immovable property of this nature; an interest vested in this (also) an item of real property; (more...

Top Factors For Homebuyers

Buying a house can be a daunting task, even for someone who has owned several homes. Here aresome helpful hints for the first time property buyers: Use your online resources. Almost every state and local government has a website where you can...