What’s a Housing Code?

A a housing code, or a building code, or building control, is a set of rules that specify the minimum standards for constructed objects such as buildings and nonbuilding structures. The main purpose of building codes are to protect public health...

Fighting Real Estate Fraud

Fraud and investment scams abound at all levels of the real estate market – whether it be a contractor who charges hundreds of dollars for work not done to an “investment agent” who embezzles hundreds of millions – protecting yourself can require...

Reverse Mortgages

A reverse mortgage is a home loan that provides cash payments based on home equity. Homeowners normally “defer payment of the loan until they die, sell, or move out of the home.” Upon the death of homeowners, their heirs either give...

College Apartments

Every year, millions of college students flood into college cities and towns. Those students, along with the faculty and staff at their schools, have one common need: housing. Consistent demand for housing makes college and university communities...
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Are You A Good Tenant?

The factors that make a good tenant can vary, based on the landlord and the individual renter. Few universal characteristics hold true – some pet owners are wonderful tenants; some quiet tenants are asking to be evicted. Since most property...

Real Estate Traps To Avoid

Since a home buyer apportions the bulk of his savings and income to a single investment, he wants to save as much as possible. Property developers exploit this penny-pinching penchant by offering various innovative schemes that are laden with...

Common Refinance Mistakes

If you’re like many homeowners out there, you may be thinking about taking advantage of the low mortgage rates out there and refinance your home loan. If so, make sure you avoid these four common mistakes refinancers make: Not Knowing Your...

The Art of House Hunting

There comes a time when having the freedom to up sticks and move around starts to lose its shine. You begrudge lining someone else’s pockets with rent. You begin to long for something other than beige walls; you dream of having the licence to get...

Title Insurance: Who Needs It?

Who needs title insurance? Anyone who owns a house! Title insurance is a policy of insurance that provides coverage for the title-related risks associated with real estate transactions. It is designed to cover the unpredictable or undetectable...

A Broker’s Responsibility

A broker is an individual or party (brokerage firm) that arranges transactions between a buyer and a seller for a commission when the deal is executed. A broker who also acts as a seller or as a buyer becomes a principal party to the deal...

House Market Indicators

In attempting to identify bubbles before they burst, economists have developed a number of financial ratios and economic indicators that can be used to evaluate whether homes in a given area are fairly valued. By comparing current levels to...

Buying a Home: The Basics

As a first-time buyer, there is much to consider. Here we have a look at some of the factors that may influence your decision, including: good school systems, tax breaks, reasonable housing, reasonable living costs and low crime rates. Good...